Understanding Vaults and their Underlying Assets

NUVA's strategic goal is to become the leading self-directed alternative asset marketplace. Asset selection and evaluation is critical, and NUVA's framework prioritizes assets that:

  1. are issued by reputable financial institutions

  2. have transparent and proven historical performance

  3. have real liquidity options

  4. have institutional scale

  5. are "digitally-native" rather than "digital twins"

Initially, Nuva Digital will be responsible for the selection of new assets based on the above criteria. As the protocol decentralizes over time, NUVA token holders will gain influence over these decisions, and the Risk Committee under the Foundation will oversee this process.

How Your Funds Flow Through NUVA

From your wallet to NUVA Vaults and back: every step of your deposit’s journey is designed for transparency, security, and efficiency.

1. Deposit and Mint:

When you deposit into a NUVA vault, nvAsset tokens are minted directly to your wallet. These tokens represent your proportional share of the vault’s value and yield. This non-custodial process ensures you maintain full control of your assets at all times. The vault’s total assets and token supply adjust dynamically with each deposit or withdrawal, meaning you’re not buying from a fixed inventory.

2. Allocation to RWA Issuers

Deposits are allocated to real-world assets (RWAs) according to each vault’s strategy. Detailed strategies for each vault are available on app.nuva.finance.

3. Tokenization & On-Chain Proof of Reserves

The underlying assets are tokenized across supported blockchains, creating immutable records of ownership, on-chain proof of reserves, and real-time visibility into activity that you can independently verify. For example, the underlying assets of the nvYLDS vault are tokenized on the Provenance Blockchain.

4. Yield Generation and Accrual

The underlying assets in each vault generate real yield, such as Treasury yields or loan interest payments. This yield is distributed back to the vault and reflected in the increasing value of your nvAsset tokens over time. Unlike other platforms that require manual monthly claiming, NUVA’s yield compounds in real-time, providing a seamless and efficient experience.

5. Redeeming Principal and Yield

nvAsset tokens can be redeemed at any time for USDC, based on the current NAV of the vault. Redemptions can be processed by withdrawing your position on app.nuva.finance, which follows each vault’s specific withdrawal processing times, or by accessing liquidity on supported DEXs. Withdrawal processing times for NUVA are detailed on each vault’s dedicated page on app.nuva.finance.

Vault Overviews

During 2026, NUVA expects to onboard a small number of curated real-world assets, ensuring quality and exclusivity drive the Marketplace. NUVA's near-term product roadmap focuses on two asset types: private credit and U.S. Treasury products.

  • Private credit is the fastest-growing alternative asset class due to its consistent performance in both absolute and risk-adjusted terms. However, the best private credit assets are often reserved exclusively for well-connected institutions, and the industry has been criticized for its opacity. NUVA brings high-quality private credit assets to a global audience.

  • Tokenized versions of government-backed securities like T-bills are crucial for users because they combine the safety and reliable yields of traditional Treasuries with blockchain's advantages—such as fractional ownership that lowers entry barriers for retail and global participants. They enable 24/7 trading and near-instant settlements, enhancing liquidity and reducing counterparty risks in ways legacy markets cannot match. These tokens democratize access to a risk-free benchmark asset, serving as an efficient cash management tool amid economic volatility.

nvYLDS

nvYLDS offers continuous compounding yield and is backed by YLDS: the first U.S. SEC-registered, yield-bearing stablecoin.

nvPRIME [coming soon]

nvPRIME offers exposure to Home Equity Lines of Credit (HELOCs) originated by Figure Technology Solutions.

  • Est. APY: 8.0%