Oct 8, 2026
NUVA launches HOME, a yielding token backed by U.S. home equity assets originated and managed by Figure
NUVA launches HOME, a yielding token backed by U.S. home equity assets originated and managed by Figure
The Animoca Brands-backed RWA marketplace launched HOME to unlock U.S. residential mortgage credit for DeFi users globally, opening access to a nearly $11 trillion market starting at 1 USDC with 24/7 withdrawals.
NEW YORK — October 07, 2026 — NUVA, the institutional-grade real-world asset (RWA) marketplace co-incubated by Animoca Brands and Nuva Labs, today announced the launch of HOME (ticker: nvHOME), a yielding vault token backed by a portfolio of U.S. residential real estate–backed loans, including home equity lines of credit originated by Figure Technology Solutions (Nasdaq: FIGR) and origination partners. The underlying vault assets are managed by Figure Investment Advisors LLC, an SEC-registered investment advisor.
While traditional asset-backed securitizations and asset-backed credit funds require large minimums and multi-year capital lockups, HOME provides global users with access to the same high-quality underlying assets with no lockup, starting from as little as 1 USDC.
HOME targets a 7.00% net APY through a fixed policy rate that resets monthly, with yield accruing directly into the token's value. The vault also includes a built-in first-loss equity tranche targeted at approximately 5% of vault cap, absorbing potential portfolio losses before they reach HOME holders.
HOME is a fully composable ERC-20 token that users can hold or deploy across DeFi strategies. It offers instant minting and no lockups, while withdrawals can be initiated 24/7, with processing typically within three U.S. business days. Secondary market liquidity on supported decentralized exchanges (DEXs) and broader DeFi integrations will follow shortly after launch.
The HOME vault launches with a portfolio of high-quality U.S. residential real estate-backed loans, consisting of:
Home Equity Lines of Credit (HELOCs) loans to homeowners secured by their residential real estate.
Debt Service Coverage Ratio (DSCR) loans to professional real estate investors secured by the investment property’s cash flow.
Residential Transition Loans (RTL) to professional real estate investors used to purchase, renovate, or construct residential properties.
“For years, the highest-performing residential credit strategies were locked behind institutional walls and closed networks,” said Anthony Moro, CEO of Nuva Labs. “HOME delivers a diversified, professionally managed portfolio of natively onchain home loans available starting from just 1 USDC. This is precisely what we mean when we talk about democratizing access to institutional-grade assets.”
All underlying loans backing HOME are originated and recorded natively on the Provenance Blockchain, a public Layer 1 network with over $30 billion in real-world assets TVL as of September 28, 2026, providing 100% onchain proof of reserves, real-time lien tracking, and a level of asset-level transparency not found in traditional securitizations and asset-backed credit funds.
“Figure Connect brings loan originators and buyers onto shared rails, with loan-level data and automated validation on every loan,” said Mike Tannenbaum, CEO at Figure. “That’s what makes a product like HOME possible — a portfolio that historically existed only inside securitizations and institutional private credit funds, now visible down to the individual loan.”
To access HOME (ticker: nvHOME) or explore NUVA’s marketplace, visit nuva.finance.
About NUVA
NUVA provides permissionless exposure to institutional-grade real-world assets (RWAs) from leading issuers through blockchain-powered vaults, empowering users with tokens that are liquid and composable.
NUVA is supported by NUVA Foundation, which oversees ecosystem growth and leverages operational support from Nuva Digital, a collaboration of Animoca Brands and Nuva Labs. Learn more at: NUVA.finance, and follow NUVA on X and LinkedIn.
Disclaimers
This press release is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities or tokens. Investing involves risk, including possible loss of principal. The 7.00% net APY is a target, not a guarantee, and actual results may differ materially.
Figure Investment Advisors LLC ("FIA") is an SEC-registered investment adviser. For more information about FIA, please visit the Investment Adviser Public Disclosure Page. Registration with the SEC does not imply that the SEC has approved the investment adviser.
